509-247-2246

Financial Services Off Base

Military One Source (MOS)
Offers short-term, solution-focused financial services, primarily for active-duty, Guard and Reserve members and their families.  Accredited financial counselors help with eliminating debt, growing a nest egg, or making plans for filing a tax return.  Resources and calculators on many financial topics are available on the website or call 1-800-342-9647

Better Money Habits
Free tools and information to help you make more confident financial decisions 

Money Management International (MMI) (Excellent website!)
This agency is the only credit counseling agency to which Airman and Family Readiness Center staff may refer clients

  • Formerly known as Consumer Credit Counseling Service (CCCS®), MMI provides non-profit credit counseling and offers solutions and tools to help clients achieve their financial goals. MMI provides professional financial guidance, counseling, education services, and educational programs by phone (866-531-3765), Internet, and in-person sessions (4407 N. Division, Ste 814, Spokane, WA)
  • Numerous articles, calculators and other resources on the website provide information on any topic dealing with finances
  • There is no fee or obligation for clients engaging in a counseling session. Normally, if a client chooses to establish a Debt Management Plan, there will be a one time set-up charge and a monthly fee to contribute toward the cost of administering a Debt Management Plan. Active-duty military who obtain a referral to MMI through Military One Source (800-342-9647) may have the set-up charge waived
  • Budget and Debt Counseling
  • Debt Management
    When appropriate, MMI serves as an impartial intermediary negotiating with creditors to establish a reasonable and mutually acceptable repayment plan
  • Foreclosure Prevention
  • Reverse Mortgage Counseling
  • Bankruptcy Counseling
    Bankruptcy counseling (from an approved source) is now required before filing for bankruptcy; MMI is an approved source
  • Financial Workshops


Federal endorsement not intended. The appearance of hyperlinks does not constitute endorsement by the U.S. Air Force or the information, products or services contained therein. For other than authorized activities such as military exchanges and morale, welfare and recreation sites, the U.S. Air Force does not exercise any editorial control over the information you may find at these locations. Such links provided are consistent with the stated purpose of this DoD website.